Do you think dog health insurance is a good idea?

I just got a puppy recently and I heard about doggie health insurance. I'm debating whether or not to get it; my boyfriend doesn't want to. But I think it's a good idea if it doesn't cost to much. Any other opinions?

It is a good idea if you would have problems coming up with the cost of a large vet bill in the event of an emergency.If you are the kind that can put the roughly $300 a year in a savings account for an emergency, then you may not need it.

Research what the insurance covers. From what I hear it doesn't cover much. I've been told it doesn't cover routine checkups and my dog just had some dental surgery and apparently it wouldn't have covered that either.

Absolutely! When I think of the literally thousands of dollars I had to spend on my last dog (back surgery) I wished every day I had bought the insurance.With my new dog, I bought it but haven't had to use it yet! (fingers crossed!)

my sister has it for her mastiff . They recently had over $3000i n vet bills they covered from surgery. I think it is a good idea i personally cant afford it every month

Look into healthcare plans with your vet and they should be able to offer you a side-by-side comparison of savings. I found it saves me quite a bit of money and I don't have to worry about as much of a financial strain should a health concern arise for my dog. The only other option is to pay out of pocket as expenses arise.

Honestly I think pet health insurance is a waste. So you pay every month and when you need to go to the vet you still have to pay the several hundred dollars. You then have to file a claim and hope that the insurance will cover the cost. Years ago the vet bills used to bother me, but now I just figure it is part of the cost of having dogs. The amount of happiness and laughter they bring our family are way worth the cost of vet bills, food, treats, toys, beds, and other supplies. There is also a lot of stuff you can do on your own, like vaccines, dewormers, heart monitoring, dysplasia monitoring, diareah, and other cuts and wounds.

No. It is a rip off.

If you adopted the puppy from a rescue or shelter I believe it is a great thing to have, for at least the first year. Because you don't know the puppies parents/history you don't know what he is susceptible to. We adopted five puppies out last year and one of them went to the vet because she was having some problems walking at about six mths of age, she was diagnosed with having severe hip displasia. The family that adopted her had applied for the pet insurance that we rrecommendwhen adopting out dogs/puppies. The insurance covered everything so they said that when we told the adopters about it to tell them to sign up for the insurance before going to the vet.