What is the best pet insurance for my dog?

She is a 8 month old Shitzu and we want to get her insurance. We live in San Diego, CaliforniaAlso, is insurance recommended?

petsmart has a plan that seems reasonable. IF you use it....there are some good vets in Escondido....don't know how close to you they might be...I personally don't get pet insurance, but my neighbor has it on their dog, and they think it is well worth the money.

We have Pet Plan insurance and have found them very good. It costs about $9 per month. We had a vet's bill for $1,800 when our dog was injured and they paid up readily with no hassl

I have VPI Pet Insurance, and it is great. I paid $300 for the year (slightly more if you pay monthly), and it has almost paid itself off and I purchased it mid-March.They have a vaccination reimbursement that goes along with the insurance, so depending on how expensive your vet is, you will get a portion of the cost of all needed vaccinations, as well as spay/nueter procedure, microchip, fecal exam, and flea and heartworm meds.The only thing that isn't good about it, and I think all pet insurance works this way, you have to pay up front, but you get your reimbursment check within 30 days.